Showing posts with label retirement. Show all posts
Showing posts with label retirement. Show all posts

Baby Boomers are juvenile to think that low taxes make for a great retirement

Cheyenne Frontier Days
AARP The Magazine has named Cheyenne one of the ten most livable cities in the U.S.

This could be seen as a compliment. Until you examine AARP's criteria.
"Cheyenne meets many of the criteria for what Baby Boomers are looking for in a place to live."
What are those criteria? Great coffee? Lots of arts and entertainment venues? Fantastic restaurants? Lifelong education venues? Community service opportunities?

No. They are:
Low cost of living.
No state income tax.
No tax on pensions.
Low sales tax.
One of the lowest property taxes in the nation.
What is this, St. Petersburg, Fla., in the 1960s? Really? Low taxes, early-bird buffets and 24-hour shuffleboard?

I am a Baby Boomer in good standing. Born in 1950. I am looking forward to retirement in a few years. But what kind of retirement?

For one thing, I'm going to get as far away from golf courses as possible. And Republican golfers. I have nothing against either. But the lowest circle of hell is reserved for people whose only conversational topic is golf. If I knew that my final years would be spent with golfers, I would request an immediate execution.

My guess is that we've moved beyond golf and shuffleboard and even retirement communities when we talk about retirement.

Here's what I'm going to do in retirement. Read every day. Write every day. Grow some of my own food. Work for the arts, either as a volunteer, a grant writer or an event coordinator. Spend time with my wife and my kids and maybe (some time in the future) my grandkids. Think about the future. Talk to young people about the future. Drink good beer.

And when I complain about the gubment, have some suggestions about how the gubment can do things better.

I think that it's juvenile to be a senior citizen depending on Social Security and Medicare and other retirement income but pining for a place with low taxes. Juvenile and stupid.

Advice to seniors: Turn off the TV and go to school

According to MSN Money:
How Americans age 65 to 74 spend their day in hours(Results for the total population age 15 and older are in parenthesis.)
  • Personal care activities (including sleep): 9.67 (9.47).
  • Watching TV: 3.77 (2.52).
  • Household activities: 2.41 (1.79).
  • Eating and drinking: 1.42 (1.25).
  • Working: 1.15 (3.50).
  • Purchasing goods and services: 0.94 (0.75).
  • Reading: 0.62 (0.29).
  • Socializing: 0.59 (0.55).
  • Relaxing and thinking: 0.55 (0.28).
  • Organizational, civic and religious activities: 0.52 (0.35).
  • Leisure computer use: 0.38 (0.39).
  • Exercise: 0.31 (0.29).
  • Caring for non-household members: 0.31 (0.21).
  • Telephone calls, mail, and email: 0.23 (0.18).
  • Caring for household members: 0.11 (0.51).
  • Education activities: 0 (0.47)
Education activities zero? That seems wrong. Every spring, I teach LIFE classes through Laramie County Community College and the classes are packed. I am 60 and my students are 65-and-up. I've also taught at Elderhostel. Zero education activities? Many colleges and universities have adjacent retirement communities. Some of these look a bit scary, such as the one at my alma mater, University of Florida. Eighteen-hole golf course? No thanks. Free paleontology and literature and ag courses at UF? And tix to b-ball? Count me in. 

Turn off the TV, people, especially if you're watching FOX. It's melting your brains. 

Go to school.


P.S.: Retirement village at UF is Oak Hammock. Here are some of the classes offered in the fall:

CLASSES
▪ Alternative Energy Sources 
▪ Native American Art 
▪ The Many Aspects of Forensics 
▪ Law and the Movies
▪ Bees
▪ Jazz III - Gary Langford 
▪ The Profound Art of Cormac McCarthy: An 
Introduction– Robert Gentry
SPECIAL PROGRAMS/LECTURES
▪One day seminar on a Shakespeare play 
 Estelle Aden 
▪Lecture by David Colburn 
▪ Cutting Edge Lectures 
CONTINUING PROGRAMS
▪Understanding and Enjoying Opera 
▪Roundtable Discussion in the Algonquin      
Genre 
▪ Conversational Spanish


Nice line-up. I especially like the Cormac McCarthy course.

My Mom was a Democrat even when she voted Republican

I wonder who my mother would vote for in 2012 if she were still alive.

It's Mother's Day today. I've spent 25 of them without my own mother, who died too young at 59.

She worked as a nurse her entire life. She sometimes took time off to have a kid, but then was back to work. She had so many kids (nine), that I wonder if she felt like those mythical women of old, who just delivered their newborns onto the fields and kept on harvesting while breast-feeding the baby and riding herd on the rest of her brood. Jimmy -- put down that rattlesnake! Janie -- keep hoeing those potatoes! 


My mother was made of sturdy stuff. We talked about many things, including politics. But I don't know whom she voted for. I know that she voted. But she kept it to herself. My father did, too, but I knew his politics from our many arguments and/or debates.

It wasn't as clear with my Mom. As both a nurse and a human being, she had deep reservoirs of empathy. Her nine kids turned to her for solace and advice. So did our friends and neighbors. I sometimes wonder if the cancer that killed her so quickly wasn't from a build-up of ingested sorrow.

She had no tolerance for cruelty. Some teasing was inevitable in a large household. But Mom drew the line when teasing wandered over the line into cruelty. She didn't like it in her home or out in the world. She devoted her life to the alleviation of suffering. She suffered along the way, but rarely spoke about her own travails.

No political party has a corner on kindness or cruelty. They are public beasts, focused on accumulating power. They nurture and encourage some, steamroll others.

But the current crop of Republicans possess a rare brand of self-centered cruelty. They seem to have no qualms about enriching the rich and engendering their selfish needs. They also go out of their way to target the powerless, the elderly, women, and "The Other," which includes people of color and non-Christians.

We now know the details of Republican priorities laid out in the Paul Ryan budget passed by the U.S. House. Permanent tax cuts for the wealthiest Americans and even further tax cuts down the road. Cuts to Medicaid, which serve the least among us. Privatizing Medicare for the retired. The end of Social Security. If Mom were alive, she would have turned 85 yesterday. Happy birthday, Mom! She would be receiving Social Security and using Medicare for the inevitable ailments of old age.

In Republican-majority states, we see attacks on unionized public sector workers. This is done in the name of "fiscal responsibility" but really is a war against working people. People like me. People like my mother. Many of these same people are Republicans who've been manipulated into siding with Repubs on social issues. Meanwhile, their taxes pay subsidies to businesses so send their jobs overseas.    

Empathy is a dirty word to these people. We've heard that over and over again from the talking heads at Fox, and from Tea Party types.

Empathy was not a dirty word to my mother. She lived her life by it.

Who would she vote for in 2012?

It's easier to list who she would not vote for. They all have an "R" after their names.

Sen. Al knows his chickens and his grit

Our future, according to Big Al: Baby Boomers pick grit with the chickens. 
I'm accustomed to seeing Big Al all over the state.

He was at the grand reopening of the BBHC in Cody. He was featured in a juvenile justice documentary speaking about his own run-in with the law as a teen. He attended the 2010 Governor's Arts Awards in Cheyenne to support fellow arts patron Naoma Tate.

He's been very involved in the refurbishing of the Heart Mountain Internment Center near Cody. During World War II, a young Al Simpson and his Boy Scout troop joined forces with the Scout troop at Heart Mountain on some community projects. That's how he and former internee Norman Mineta, former U.S. Secretary of Transportation, became lifelong friends. They were both at the rededication of the historic monuments at Heart Mountain in several years ago. I anticipate that both will be attending the Heart Mountain Interpretive Center's grand opening Aug. 19-21.

Sen. Alan "Big Al" Simpson,a Republican from Cody, is one of the most visible politicians in the country. During the current Congressional fight over the budget, he may end up being one of the most recognizable moderates in the news. Seems funny when you consider that Sen. Al retired from elected office way back in the last century.

But he keeps popping up. He co-chaired with Erskine Bowles the president's deficit commission, nicknamed the "cat food commission" after a quip by the senator. The senator has a million of them and many are funny or, at least, catchy.

Sen. Al had a front row seat two weeks ago for Pres. Obama's budget speech. Talking to reporters after the speech, he uttered another quotable quote. Here's part of the story from The Wall Street Journal's Washington Wire:
“Pray for the Gang of Six,” Mr. Simpson told two reporters after the speech, referring to a bipartisan group of lawmakers in the Senate who are working on a deficit-reduction plan. “They are six guys, three Republicans, three Democrats, that are committed to doing something.

The “Gang of Six,” are Democratic Sens. Mark Warner of Virginia, Kent Conrad of North Dakota, and Richard Durbin of Illinois and Republican Sens. Saxby Chambliss of Georgia, Tom Coburn of Oklahoma, and Mike Crapo of Idaho. 
“Just pray for the Gang of Six,” he said. “You guys your age, keep praying.”

What happens if the Gang of Six fails? Mr. Simpson was asked.

“Guys like you will be picking grit with the chickens when you are 65,” he replied. End of interview.
That's the fear of millions of Americans, that we will spend our retirement picking grit with the chickens. That's even worse than eating catfood. Nutritional value of grit=0. Nutritional value of catfood (especially the gourmet kind)=much more than zero (look on your catfood label).

This "Gang of Six" is not the answer to the budget battle. As far as I know, none of them has brought up raising revenue along with budget cuts.

The House version of the budget-cutting bill will go nowhere in the Senate. Those already on Medicare and Medicaid and Social Security will be rattled and may vote for more Democrats in 2012. Those about to retire are nervous due to the fact that I have no chickens and I don't like grit. If the Repubs get their way, I will have to follow in the footsteps of my locavore brethren and sistren and get a coop filled with Rhode Island Reds.

Wyoming, of course, has plenty of grit to pick. I'm staking out my claim now.