Sociedad Hipotecaria Federal (SHF) will give credit to non-affiliated families to welfare as the Infonavit and Fovissste systems.
This scheme is aimed at those working independently as independent domestic, professional employees, policemen, waiters, taxi drivers, etc. who are paid their salaries through fees.
The SHF will give guarantees to financial institutions that provide mortgages, intermediaries may be banks, sofoles, sofomes or savings.
The distribution between the entities and the Agency shall be apportioned in the following way:
- Guarantee of first loss provided the SHF
- A part of this guarantee paid by developers
- A Fund of contragarantía that will grant the Conavi
- In addition, a subsidy to hitch, as part of the grant program "Esta es tu Casa", which gives Conavi
- 30% of credit insurance to housing by the SHF
In this way, many families who have no access to credit from Infonavit or Fovissste product can obtain a loan for acquisition of a dwelling.
For more information about this new scheme may be consulted on the website of the Sociedad Hipotecaria Federal (SHF) from here .
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